My 16 Outback burned on the side of the road ! - Page 4 - Subaru Outback - Subaru Outback Forums
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post #31 of 107 (permalink) Old 09-21-2018, 04:41 PM
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Well, nice to see that the OP did get back online and posted some more info. I still think that it's mere conjecture that the manufacturer is at fault.

The insurance did what it's supposed to do.....and if SOA picks up the deductible, then all is as good as it can be, the scary experience aside.

They may never find out what happened......maybe drove over some sharp road debris, maybe overheated while driving uphill, who knows?

The important thing is that the Op and his passengers got out w/o injury......

Good luck with the new car, whatever it is.

Steve

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post #32 of 107 (permalink) Old 09-21-2018, 04:46 PM
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Forensic investigations can take a long time.
Twenty years ago my home was struck by lightning (in January) and burned nearly to the ground. The house and its contents were totally destroyed, and even though we were adequately insured, it was still a policy-limits loss. Though there was never much doubt, there were three separate, independent cause-and-origins investigations conducted: by the county sheriff, by the district fire marshal, and by the insurance company. All reached the same conclusion. The insurance company's expert was brought in from more than a hundred miles away, and he impressed me as highly competent. He knew exactly what artifacts he was looking for, and it took him less than five minutes on-site to find them and reach his final determination.

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post #33 of 107 (permalink) Old 09-21-2018, 04:48 PM
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people please be polite.

this is a interesting pic. see how the hatch burned away.

but the pink an blue pajamas ? made of fire resistant fabric did not. ...may cause cancer to the wearer, but did not burn.

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post #34 of 107 (permalink) Old 09-21-2018, 05:29 PM
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In the meantime I don't have a vehicle to drive.
I'm pretty sure I pay an extra $8 a year to get rental car reimbursement on my auto policy. I don't know if that's available everywhere, maybe talk to your agent about that if you think you might ever be caught between cars again.
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post #35 of 107 (permalink) Old 09-21-2018, 05:47 PM
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Dean Wormer says it's over.
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post #36 of 107 (permalink) Old 09-21-2018, 06:01 PM
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Man, tough crowd.

@jofarman We're a board of enthusiasts and aren't associated with Subaru. Most of the users here aren't even under a vehicle warranty.

I know it's a huge head ache you're going through right now as I've been there myself but the important thing is none of you were injured. It's just a car and it can be replaced pretty easily.

I would like more info and ask for you to keep us updated on the situation. You're the first fire I'm aware of on a Gen 5 and the first from an unmodified Subaru I have known of in a long time.

All the best.
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post #37 of 107 (permalink) Old 09-21-2018, 06:02 PM
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Dean Wormer says it's over.
Was it over when the Germans bombed Pearl Harbor?
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post #38 of 107 (permalink) Old 09-21-2018, 06:07 PM
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Make the best of a bad situation....
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RIP 96 Legacy 2.2 Thanks for 380,000 miles. (4EAT lost reverse)
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post #39 of 107 (permalink) Old 09-21-2018, 06:16 PM
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people please be polite.



OK, fine.


On the bright side, if he ever wanted to put on the Touring rails he won't have a hard time with the headliner.
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post #40 of 107 (permalink) Old 09-21-2018, 10:00 PM
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Originally Posted by ammcinnis View Post
Twenty years ago my home was struck by lightning (in January) and burned nearly to the ground. The house and its contents were totally destroyed, and even though we were adequately insured, it was still a policy-limits loss. Though there was never much doubt, there were three separate, independent cause-and-origins investigations conducted: by the county sheriff, by the district fire marshal, and by the insurance company. All reached the same conclusion. The insurance company's expert was brought in from more than a hundred miles away, and he impressed me as highly competent. He knew exactly what artifacts he was looking for, and it took him less than five minutes on-site to find them and reach his final determination.
You'll note that I said that forensic investigations "can" take a long time, not that they "will".

I used to handle the insurance for the International Association of Arson Investigators. They had some great stories. Sometimes the evidence is right there waiting for them. Other times -- say analyzing parts for pre-existing stress fractures or material defects -- can take a lot of lab work and be a painfully slow process if there are a lot of parts to examine. For a car fire and the relatively low dollar cost of even a total loss, they may not even perform the tests, especially if no bodily injury is involved. Just no cost-benefit for the insurance company.

One has to be careful about taking one's personal experience and extrapolating it to all other situations.

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