When to buy extended warranty? - Page 2 - Subaru Outback - Subaru Outback Forums
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post #11 of 32 (permalink) Old 10-12-2018, 11:24 AM
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Thanks for the additional info, ammcinnis.

I'm not an extended warranty kind of guy. Never have bought one and never will. Was just trying to give an example to the OP that if one is thinking about buying an extended warranty, that decision doesn't have to be made at the time of purchase.

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post #12 of 32 (permalink) Old 10-12-2018, 11:39 AM
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Originally Posted by mlsstl View Post
Was just trying to give an example to the OP that if one is thinking about buying an extended warranty, that decision doesn't have to be made at the time of purchase.
I always find your posts relevant and useful. I just wanted to supplement the information you provided. I realize there's sometimes a fine line between not enough information and too much.


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post #13 of 32 (permalink) Old 10-12-2018, 11:50 AM
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Lots of variables and threeyears/36k miles to decide. How long do you intend to keep the car? Do you have cash on hand to buy warranty at any time? Is your interest rate above going rate?(applies to purchase with car) Can you buy out of state? You have many choices.

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post #14 of 32 (permalink) Old 10-12-2018, 11:59 AM
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@Carl Abrams

opinion ?

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post #15 of 32 (permalink) Old 10-12-2018, 01:49 PM
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I prefer not to buy any extended warranties ever. My warranty is the overall money I save by not ever buying warranties. If something goes wrong, I have my warranty fund. If nothing goes wrong, the warranty fund increases. It has been well worth it doing it this way. I actually cannot recall ever using an extended warranty on anything ever. So, having money in my bank right now is more valuable to me than the off chance of saving a little money in the future via the extended warranty. Dealers hate people like me, and that is further assurance I am on the right track.

However, if you are the type that cannot save money, then yes have somebody else hold onto your money via the extended warranty.
My wife and I will be taking a very nice 9 day vacation using the money we would have spent on extended warranties.
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post #16 of 32 (permalink) Old 10-12-2018, 03:33 PM
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@Carl Abrams

opinion ?
You do NOT have to purchase the extended warranty at time of vehicle purchase.

But you may choose to do so - it doesn't hurt a lot, and with what it adds to the coverage, it can increase the amount of coverage you have in case something breaks. With how complicated our cars are becoming, this isn't like the old days where you can easily fix a car or it may be cheap to do so. I do recommend the extended warranty, I purchased it when we bought our car. I'd rather pay a little and then deal with a small deductible rather than face a huge repair bill because my air conditioning system decided after 5 years that it didn't like Oklahoma anymore.


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post #17 of 32 (permalink) Old 10-12-2018, 03:47 PM
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Originally Posted by Carl Abrams View Post
You do NOT have to purchase the extended warranty at time of vehicle purchase.

But you may choose to do so - it doesn't hurt a lot, and with what it adds to the coverage, it can increase the amount of coverage you have in case something breaks. With how complicated our cars are becoming, this isn't like the old days where you can easily fix a car or it may be cheap to do so. I do recommend the extended warranty, I purchased it when we bought our car. I'd rather pay a little and then deal with a small deductible rather than face a huge repair bill because my air conditioning system decided after 5 years that it didn't like Oklahoma anymore.
today can you carl, or another dealer sell one cheaper then the dealer that sold the car originally. can someone sell one over state lines?

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post #18 of 32 (permalink) Old 10-13-2018, 02:21 PM
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today can you carl, or another dealer sell one cheaper then the dealer that sold the car originally. can someone sell one over state lines?
We've done so in the past.


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post #19 of 32 (permalink) Old 10-13-2018, 09:26 PM
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I bought mine when the 2018 was new. Not at the selling dealer but from Luke. It was 10 payments at 0%. A couple possible reasons not to wait is the price goes up. (already has increased from what I paid) If Subaru changes what is covered. Not likely they are going to add more covered items. I have not checked but I doubt that after you buy they can go back and say we changed what is covered retroactively. Or maybe I am just being naive. Also what if Subaru decides to not allow dealers in other states to sell warranties. Bye bye good prices.
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post #20 of 32 (permalink) Old 10-18-2018, 07:07 PM
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Ridht on. Cash saved is cash forewar oon the next car puurchased

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