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2108 Outback 2.5L Limited
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Discussion Starter · #1 ·
I checked with my insurance co. and was told my rate here in NY would go from $781/yr to $487/yr
Now that's a treat for such and expensive car. 2018 2.5L limited with eyesight.

If the gov. would only mandate installing a detector, if someone is texting then activate the 4 way flashers we would be much safer on the road.

Looking forward to a Crosstek for Florida. Any happy crosstek owners?
 

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2016 Outback 2.5i Premium w/ ES
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101 Posts
That's a great deal! I have a 2016 2.5i with Eye Sight and I'm at $750 a year (with zero accidents or tickets). I thought that was a good deal. But east coast for only $487 a year?! Great deal!
 

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2002 3.0 VDC Wag + 2018 2.5 Leg Ltd
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27,054 Posts
you did not detail why the drop?
 

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17 Outback Touring 3.6R blue 18 Chevy Silverado High Country and a 11 Dodge Challenger SRT 8
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322 Posts
I just went from a 2016 Legacy limited 2.5 to the 17 Touring 3,6R and went down 68.00 a year saying more safety items on the 17 thats in NY also.
 

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2019 Tacoma SR
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54 Posts
Going from a 2013 Outback base to a 2017 Outback premium w/eyesight my insurance rates went down as well. Was told it was due to all the safety features.

On the insurance card it is shown as "2017 Subaru Outback w/Eyesight"
 

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2018 Outback Premium
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18 Posts
Do you think the lower insurance price is only due to it having Eyesight? That a non-Eyesight Outback wouldn't get the price drop?
 

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2017 Outback 2.5i Limited, Ice Silver
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433 Posts
I saw people asking this when I first got my '17 OB so I called my insurance company (State Farm in Michigan) and there was no discount. Both my and my wife's ('15 OB) insurance is about $1200 each per year and that is the cheapest rate I have found. Both are over 50 no tickets or accidents (Michigan no fault sucks!).


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493 Posts
Do you think the lower insurance price is only due to it having Eyesight? That a non-Eyesight Outback wouldn't get the price drop?
Depends on the insurer, they each file their own rates and safety discounts with the authorities that they plan to use. The authorities can put the kibosh on the applications. Their does not exist a requirement for discounts for each model that must be followed by insurers.
 

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2017 OB Limited 3.6
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114 Posts
State Farm dropped my insurance $20 per year to $520 w/$100 deductible comp when I switched from a 2010 Prius to 2017 OB w/eyesight.
 

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Outback Touring 18
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21 Posts
I want to know too about the insurance discount on eyesight. I am going to get an Outback 18
 

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2018 Outback Limited 2.5i with eyesight & nav.
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63 Posts
I checked with my insurance co. and was told my rate here in NY would go from $781/yr to $487/yr
Now that's a treat for such and expensive car. 2018 2.5L limited with eyesight.

If the gov. would only mandate installing a detector, if someone is texting then activate the 4 way flashers we would be much safer on the road.

Looking forward to a Crosstek for Florida. Any happy crosstek owners?
I just went from a 2016 Legacy limited 2.5 to the 17 Touring 3,6R and went down 68.00 a year saying more safety items on the 17 thats in NY also.
Going from a 2013 Outback base to a 2017 Outback premium w/eyesight my insurance rates went down as well. Was told it was due to all the safety features.

On the insurance card it is shown as "2017 Subaru Outback w/Eyesight"

Which insurance companies are offering these discounts? We are with Geico, no discount.
 

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2017 outback premium w/ eyesight, 2.5L H4, crystal white pearl / black cloth interior
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18 Posts
When I traded the 2015 Crosstrek w/eyesight for the 2017 Outback W/ eyesight, my insurance went up only $4.00 USD annually. Shocked as I was expecting a much higher increase based on a three year ownership of the Crosstrek, I called my insurance company and they revealed to me that in my state it was a combination of the average age differences between the owners of the two cars (he told me it was a 23 year age difference gap, Outback older drivers), rate of getting tickets / accidents (considerably higher in the Crosstrek), color of the car (he told me going from the Venetian Red Crosstrek to the Crystal Pearl White outback helped me considerably), plus I had a safe driving record.
 

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2017 Subaru Outback Limited 2.5i
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19 Posts
The premium model is even cheaper on insurance. They hike the limited up a bit since it has more gadgets.
 

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109 Posts
I checked with my insurance co. and was told my rate here in NY would go from $781/yr to $487/yr
Now that's a treat for such and expensive car. 2018 2.5L limited with eyesight.

If the gov. would only mandate installing a detector, if someone is texting then activate the 4 way flashers we would be much safer on the road.

Looking forward to a Crosstek for Florida. Any happy crosstek owners?
That's nothing pal. I pay over $180 a *month*, CAD for my 1997 subaru outback. You guys have it great down there.
 

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2017 2.5 Outback Limited no Eyesight
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128 Posts
Do you think the lower insurance price is only due to it having Eyesight? That a non-Eyesight Outback wouldn't get the price drop?
I got a substantial price drop going from a '17 Legacy Premium with Eyesight, to a more expensive '17 Outback Limited without Eyesight. When I asked the Insurance CSR about Eyesight, they said Eyesight would not reduce the insurance if I had it because it's still being evaluated.

Eyesight and their equivalent in other car makers can prevent some accidents. Yet, it also can cause some to think it's OK to not pay full attention to their driving (texting, prolong distraction, etc.) because they believe Eyesight will save them. Sometimes it won't.
 

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2018 Dark Blue Outback 3.6R Touring arrived 8/31/2017
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343 Posts
I got a substantial price drop going from a '17 Legacy Premium with Eyesight, to a more expensive '17 Outback Limited without Eyesight. When I asked the Insurance CSR about Eyesight, they said Eyesight would not reduce the insurance if I had it because it's still being evaluated.

Eyesight and their equivalent in other car makers can prevent some accidents. Yet, it also can cause some to think it's OK to not pay full attention to their driving (texting, prolong distraction, etc.) because they believe Eyesight will save them. Sometimes it won't.
Reading the owner’s manual there are (at least some) limitations of EyeSight documented, such as a speed difference > 30 mph, and certain shapes not being detected.

I’m very paranoid about how it’ll work (or not) with motorcycles, and I’ve observed certain merge situations it can’t detect in a timely-enough manner.

It has limited data to work with, and a thinking, experienced human as the nut behind the wheel still needs to actively think about the total situation. Perhaps the Tesla system is superior, but, once again: it’s not idiot-proof given a sufficiently-advanced idiot, as has been proven.

With current outside road reality and other vehicles with nuts behind the wheel that can do unpredictable things, I’m not convinced we’ll ever have fully autonomous cars, because outside of hardware, there are software issues, as well as cultural/sociological. EyeSight does remove quite a bit of stress out of the total equation, however, and I don’t regret getting it. I just hope that anyone else driving my car isn’t too trustful >:)
 

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2018 Outback 2.5i Limited Eyesight - Remote Start - Auto Dimming In/Outside Mirrors
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249 Posts
A way you could find out is go to a dealership web site and get the VIN number of a car you could purchase. Then call your insurance (and/or shop around) and see what they say.

In my case, my rates went up ... but I was coming for a '05 Corolla CE (base model).

From the web site too it should list also the safety options of the vehicle that you could double check with the agent to see if it applies.
 

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The problem with Eyesight and insurance is the insurance companies are (rightly so) suspicious it will make drivers more lax and increase accidents.

"Oh I have assisted braking, it's safer to text while driving now" etc.
 
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