They will essentially give you whatever you are capable of negotiating. They're a business and their profits and losses are driven by cash. They want out of this as quickly and inexpensively as possible but to a corporation this can mean reasonable offers or not depending on their business model and assessment of the situation.got t-boned by a woman who ran a red light going 40mph....
We have no idea if they'll give us the value of Traverse that was totaled ($26k) or the value of the car new ($47k).
If the accident wasn't your fault then you can easily negotiate and get a fair price for your replacement vehicle.
you can have totaled cars completely rebuilt or ask for a huge check and keep the car....you name it. i've seen and done it myself and never needed a lawyer yet and hope to keep it that way. no big deal. the thing is - a state law was broken - they are culpable and liable. this is really easy and simple. just ask and see where it goes - you absolutely do not have to take whatever they offer you. in my experience it's always been a casual conversation and really simple. they've responded really well, conversationally and we worked it out like people. maybe some day i'll get some hardballer, but i doubt it and it doesn't matter anyway because they can't 'win' so it's easy no matter what.
as to replacement:
Buy the least desirable one so you can get the Ascent as soon as it's available.
Honda Pilot? I'd never even think of a Traverse over Pilot.